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Continuing Studies

Financial Aid and the 7-week Format

Students enrolled in the Adult Undergraduate Studies 7-week program must file the Free Application for Federal Student Aid (FAFSA) each year to qualify for Federal Student Aid Programs.

FAFSA


Submission of the FAFSA allows you to be considered for federal financial aid. The FAFSA is available on October 1 and should be submitted by July 1 for continuing students. The FAFSA award year will begin with the Fall I term each year, and run through Summer II of the following year. Additionally, the IRS randomly selects 30% of FAFSA applicants to verify their financial information.

Financial Aid Eligibility


  • Federal loans are divided equally among 6 terms (Fall I, Fall II, Spring I, Spring II, Summer I, and Summer II) and cannot be reallocated from one term to another.
  • Pell grant, if eligible, is divided equally among all 7 terms and cannot be reallocated from one term to another.
  • You must enroll in a minimum of 2 credit hours per 7-week term to be eligible for Direct Loans.
  • If you are enrolled in 4 credit per term, you are considered full-time for financial aid purposes only and receive the maximum amount of financial aid available.
  • If you enroll in more than 4 credits in a term, your financial aid will not increase.
  • If you are not enrolled or drop below 4 credits during a 7-week term, your financial aid eligibility and disbursement dates will be affected.
  • If you transition into the traditional daytime program, your financial aid will be affected.

What Aid is Available?


  • Federal Pell Grant: $657 to $6,195

    A Federal Pell Grant does not need to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor’s or professional degree. Pell is awarded each of the seven-week terms, depending on eligibility.

  • Subsidized Loans: $3,500 to $5,500

    Please visit the Office of Student Financial Planning website for more information. Loans will require an entrance interview and a promissory note to be completed.

  • Unsubsidized Loans: $2,000 to $7,000

    Please visit the Office of Student Financial Planning website for more information. Loans will require an entrance interview and a promissory note to be completed.

  • TEACH Grant: Variable, up to $4,000

    The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides grants of up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from high needs areas. Visit the Teacher Education Assistance for College and Higher Education Grant website to learn more about the program. Applicants must submit a Carthage Teach application, Agreement to Serve, and Teach Counseling.

  • Veteran’s Benefits

    Students using any Veterans Benefits (GI Bill, Post 9/11 GI Bill, Survivors & Dependents Assistance, etc.) can receive help through Vatistas Vatistas, Associate Vice President for Financial Aid.